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Living a Modern Retirement

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THRIVING IN RETIREMENT

Know That The Best Is Still Ahead

You are active, charitably inclined and family oriented. You’ve earned your retirement! We know that retirement isn’t just about slowing down; it’s about thriving in this exciting phase of life. Whether your goals include maintaining a comfortable lifestyle, exploring new passions, or leaving a legacy, our team of experienced advisors is here to help you navigate the financial aspects of retirement.

  • Address anxiety over asset consumption
  • Planning for travel and large expenses
  • Be strategic about minimizing taxes
  • Create a legacy plan that stands the test of time

As you step into retirement, it’s your time to focus on getting your financial affairs in order. It’s a phase filled with significant milestones, like reaching full retirement age for Social Security, becoming eligible for Medicare, and managing retirement account distributions. While you enjoy the prime of your retirement years, you’ll probably have income coming in from various sources. That’s why it’s essential to consider strategies for minimizing taxes, fine-tuning your asset allocation and consolidation, and ensuring your estate plan is up to date – all personalized to your unique situation and goals.

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Living a Modern Retirement FAQs

In mid-retirement, managing cash flow, preserving wealth, and minimizing taxes are key. This involves portfolio adjustments, optimizing Social Security, exploring Roth conversions, and making tax-efficient withdrawals, all tailored to your unique situation. Let’s answer some typical questions.
To minimize the impact of taxes during retirement, we’ll create a personalized strategy that may include optimizing Social Security timing, considering tax-efficient investment withdrawals, exploring Roth conversions, and maintaining a well-balanced portfolio. Together, we’ll work to ensure your retirement funds go further while keeping your tax liability in check.
Yes, your approach to your investment portfolio should evolve during retirement. We’ll work on a strategy that balances income needs with risk tolerance, focusing on generating steady retirement income while safeguarding your capital. This typically involves a more conservative allocation and may include income-generating assets, dividend-paying stocks, and bonds to ensure a stable financial future.
Absolutely, having a financial plan during retirement is crucial. It helps ensure your income lasts throughout your retirement, accounts for unexpected expenses, and provides peace of mind knowing your financial future is secure. We’ll work together to adapt your plan to changing circumstances and goals.
It’s essential to address areas such as managing retirement account withdrawals to minimize taxes, maintaining a diversified investment portfolio, planning for healthcare costs, considering long-term care insurance, and reviewing estate planning to ensure your wishes are met. These elements collectively contribute to a well-rounded retirement strategy that covers your financial needs and goals.
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ASKING THE RIGHT QUESTIONS

Living a Modern Retirement FAQs

In mid-retirement, managing cash flow, preserving wealth, and minimizing taxes are key. This involves portfolio adjustments, optimizing Social Security, exploring Roth conversions, and making tax-efficient withdrawals, all tailored to your unique situation. Let’s answer some typical questions.
To minimize the impact of taxes during retirement, we’ll create a personalized strategy that may include optimizing Social Security timing, considering tax-efficient investment withdrawals, exploring Roth conversions, and maintaining a well-balanced portfolio. Together, we’ll work to ensure your retirement funds go further while keeping your tax liability in check.
Yes, your approach to your investment portfolio should evolve during retirement. We’ll work on a strategy that balances income needs with risk tolerance, focusing on generating steady retirement income while safeguarding your capital. This typically involves a more conservative allocation and may include income-generating assets, dividend-paying stocks, and bonds to ensure a stable financial future.
Absolutely, having a financial plan during retirement is crucial. It helps ensure your income lasts throughout your retirement, accounts for unexpected expenses, and provides peace of mind knowing your financial future is secure. We’ll work together to adapt your plan to changing circumstances and goals.
It’s essential to address areas such as managing retirement account withdrawals to minimize taxes, maintaining a diversified investment portfolio, planning for healthcare costs, considering long-term care insurance, and reviewing estate planning to ensure your wishes are met. These elements collectively contribute to a well-rounded retirement strategy that covers your financial needs and goals.
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THRIVING IN RETIREMENT

Building Generational Wealth

It’s not just about accumulating assets; it’s about creating a lasting impact.
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HOW WE HELP

A Deeply Personal Financial Journey

Our team of seasoned advisors is here to help you harmonize your financial resources with your core values, bridging the gap between your money and what truly matters to you. Our aim is to ensure you feel a sense of abundance in the present, not just as a distant future goal. Your financial well-being is not just a number; it’s a reflection of your aspirations, dreams, and desires, and we’re here to help you make those aspirations a reality.
RETIREMENT MANAGEMENT

A partner Throughout Your Journey

Designed to address a multitude of financial considerations and ensure a secure and fulfilling retirement journey. Our team’s focus revolves around the goal of generating a consistent and reliable income stream, allowing you to maintain your desired lifestyle without the worries of financial instability. Beyond income generation, retirement management also encompasses the safeguarding of assets, employing strategies to minimize risks and protect your hard-earned wealth. It’s not just about the here and now; retirement management prompts you to think proactively, considering various “what-if” scenarios that may impact your cash flow and liquidity down the road. It’s about peace of mind, adaptability, and long-term financial security.
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FINANCIAL PLANNING

Craft a Tailored Plan

During this stage in life, your financial plan becomes a personalized guide, tailored to your unique circumstances and aspirations. This roadmap is designed to ensure a steady cash flow by optimizing income sources. It considers the careful balance needed for asset allocation and portfolio rebalancing, managing your wealth while minimizing risk. With a focus on tax-efficient withdrawal strategies, the plan aims to reduce tax liabilities. Additionally, it addresses critical aspects such as healthcare and long-term care planning to prepare for potential future needs. Estate planning and legacy considerations ensure that your wealth is managed and distributed according to your specific wishes.
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We act as your confidential concierge in the financial and estate planning areas of your life.
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WHO WE SERVE

Individuals and Families

We recognize that when you choose a financial advisor, you’re not only entrusting them with your future, dreams, and goals but also inviting them to ignite your curiosity about financial possibilities. We take this responsibility seriously and are committed to earning your trust daily.
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Building and Planning Life

You’re busy, building, and motivated. Your financial advisory team first seeks to understand and then helps by providing guidance for the present and possibilities for the future.
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EMBRACE THE NEXT CHAPTER

Thriving in Midlife

Midlife fulfillment goes beyond mere financial success. It marks a crucial moment for introspection, addressing your most profound concerns, and cultivating your passions. Embrace the next chapter with confidence and pave the way for a richer, more fulfilling life.”
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Answers to Your Pressing Questions

Designed to provide you with valuable insights and tools to empower your financial journey. Explore a wealth of information, guides, and expert advice to make informed decisions for your financial well-being.
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We’re excited to engage with you whether you’re curious about a particular topic or eager to explore how our approach can be personalized to suit your needs. Feel free to ask any questions or dive deeper into what we can offer.

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